MOODY'S, FITCH REPORT RECORD HIGH CHARGE-OFFS, DELINQUENCIES.

Moody's Investors Service yesterday reported that its prime credit card charge-off rate index through the end of March rose 50 basis points from the previous month, to a record high 9.3% of outstanding receivables. The delinquency rate index for credit card accounts more than 30 days late also set a new record of 6.4%, its highest point since peaking at 6.28% in December 1990. Moody's also revised its prediction for where the average credit card charge-off rate will peak. The company now says charge-offs likely will peak at 12% during the second quarter of next year, instead of at 10.5% during the second quarter of 2010, as previously forecast. That assumes unemployment also …